Terms and Conditions Platform Usage m98

1Introduction & Acceptance of Terms

Welcome to m98 (m98.lc), an online sports betting and casino platform operating for players in Malaysia. These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User" or "Member") and m98 ("Company", "we", "us").

By accessing, registering, downloading the app or using any services provided by m98, you hereby acknowledge that you have read, understood and agree to be fully bound by these Terms. If you do not agree with any provision in these Terms, you are not permitted to use the m98 platform.

2User Eligibility

To register and use m98's services, you must meet all of the following requirements without exception:

• Must be at least 18 years old on the date of registration.
• Not a citizen or permanent resident of a country where online betting activities are legally prohibited.
• Not currently on a self-exclusion list or prohibited from gambling activities by any authority.
• Having full legal capacity to enter into a binding agreement.
• Not acting on behalf of any third party or unauthorised organisation.

M98 reserves the right to request proof of age or identity at any time. If it is found that an underage user has accessed the platform, all account balances will be forfeited and the account terminated immediately with no refund.

3Registration & Account Management

Each individual is only permitted to open one account only at m98. Opening multiple accounts under the same individual — whether using different names, email addresses, phone numbers, or payment details — is a serious violation of these terms.

During registration, you are responsible for:

• Providing your full legal name as it appears on your identity card or passport.
• Using an active and reachable phone number and email address.
• Ensuring your account password is strong and not shared with anyone.
• Notifying m98 immediately if your account is compromised or accessed without authorisation.

M98 is not liable for any losses arising from a user's failure to keep their login credentials secure. Users are solely responsible for all activities that occur under their account.

4Deposit & Payment Methods

M98 accepts deposits via a range of trusted local payment methods, including DuitNow, FPX, Touch 'n Go eWallet, GrabPay, and Boost. All deposits are processed instantly and credited to your account within minutes.

Deposit-related conditions are as follows:

• Minimum and maximum deposit limits vary depending on the selected payment method.
• All deposits must be made using a payment method in your own name — third-party deposits are not accepted.
• M98 reserves the right to request proof of ownership of the payment method before processing any withdrawal.
• Any attempt to deposit funds from illegal sources will be reported to the relevant authorities.

5Fund Withdrawal

Withdrawals at m98 are processed quickly — typically within 5 to 15 minutes after the request has been submitted and verified. However, there are a few things you should be aware of:

• KYC verification must be completed before your first withdrawal can be processed.
• Withdrawals may only be made to the same payment method used for the deposit, or to an account held in your own name.
• Minimum and maximum withdrawal limits apply and may vary by payment method.
• Withdrawal requests involving bonuses that have not yet met the rollover requirements will be held until those requirements are fulfilled.
• M98 reserves the right to request additional documents for compliance purposes before approving large withdrawals.

If your withdrawal is delayed beyond the usual timeframe, please contact our support team via Live Chat, available 24 hours a day within the platform.

6Bonuses, Promotions & Rollover Requirements

M98 offers a variety of bonuses and promotions from time to time, including welcome bonuses, weekly cashback, risk-free bets, and VIP rewards. All bonuses are subject to the following terms:

• Rollover requirements must be met before any winnings from a bonus can be withdrawn. Rollover requirements are clearly stated in each promotional offer.
• Each promotion may only be claimed once per user, unless otherwise stated.
• Bonuses may not be combined unless explicitly stated in the relevant promotion's terms.
• M98 reserves the right to void bonuses if there are signs of abuse, including arbitrage betting or the use of multiple accounts.
• Bonus values are quoted in Malaysian Ringgit (MYR) and are subject to change without prior notice.

7Game Rules & Fairness

All games available at m98 — including video slots, Live Casino, Sports Betting, Bingo, and e-sports — use Random Number Generator (RNG) technology certified by independent third-party bodies. This ensures every game outcome is random, fair, and tamper-proof.

Applicable game rules:

• Game results are final once a round or match has concluded.
• Any technical failure occurring during an active game will be resolved based on m98's server data.
• The use of bots, automated software, or any tools to exploit games is strictly prohibited.
• Confirmed sports bets cannot be cancelled once the team or player has started.
• M98 reserves the right to void any wager or withhold payment if there are clear signs of match manipulation or fraud.

8User Conduct & Ethics

M98 is committed to maintaining a safe, fair, and enjoyable gaming environment for all members. Users are prohibited from:

• Using abusive, threatening or harassing language towards other users or m98 support staff.
• Sharing your login credentials or allowing others to access your account.
• Engaging in any activity that may be considered money laundering or financing of illegal activities.
• Attempting to hack, attack or disrupt m98's technical infrastructure.
• Spreading false or misleading information about m98 to other users.

Violation of any of the above rules may result in immediate account suspension, forfeiture of account balance, and legal action where applicable.

9Privacy & Data Protection

M98 takes user privacy very seriously. All personal information collected during registration and use of the platform is protected with 256-bit SSL encryption — the same level of security used by global banking institutions.

Your information is used solely for the following purposes:

• Identity verification (KYC) and payment processing.
• Account-related communications, promotions and service updates.
• Compliance with applicable legal and regulatory requirements.
• Enhancing the user experience through anonymised data analysis.

M98 does not sell or disclose your personal information to third parties for marketing purposes without your consent. For more information, please refer to Privacy Policy ours.

10Intellectual Property Rights

All content on the m98 platform — including logos, designs, text, graphics, images, software code, and databases — is the exclusive property of m98 or its licensors and is protected by applicable intellectual property laws.

Users are not permitted to:

• Copying, distributing or reproducing any m98 content without written permission.
• Using m98's brand name, logo or marketing materials for personal or commercial purposes.
• Reverse engineering any m98 software or systems.

11Limitation of Liability & Disclaimer

M98 provides this platform on an "as is" basis. While we strive to ensure uninterrupted operation, we cannot guarantee that the service will always be free from technical errors, network disruptions, or circumstances beyond our control.

M98 is not liable for:

• Financial losses arising from betting or game outcomes.
• Service disruptions due to planned or unplanned system maintenance.
• Losses resulting from a user's failure to comply with these Terms.
• Actions or omissions by third parties, including payment providers and game providers.

12Changes to Terms & Applicable Law

M98 reserves the right to update, amend, or replace any part of these Terms at any time at our sole discretion. Changes take effect immediately upon publication on the website. It is your responsibility to review these Terms periodically.

Continued use of the platform after any changes are published constitutes your acceptance of the updated Terms. If you disagree with the changes, you should stop using the platform and contact us to close your account.

These terms are governed by applicable law. Any dispute arising from or in connection with these Terms shall be resolved through negotiation, and if necessary, through arbitration or a competent court under the relevant jurisdiction.